Choosing between mutual funds and fixed deposits can be tough – especially when you’re planning your 2025 financial goals. Here’s a simple comparison to help you decide:
Fixed Deposits (FDs):
- Safe & predictable
- Fixed returns (currently 6–7% annually)
- Great for short-term savings
Mutual Funds:
- Market-linked, higher potential returns (up to 12–15%)
- SIPs can start at just Rs. 500/month
- Ideal for long-term wealth building
At Protect Finserv, we offer personalized investment planning. Our experts analyze your risk appetite and future needs to suggest the best mutual fund in Navi Mumbai or guide you towards safe FD investments.
Need help choosing the right option? Call us for a free financial consultation.